Regulatory Standards

Xeerarka & Siyaasadaha

Authoritative repository of banking regulations, policy directives, interbank operating codes, and compliance circulars.

Official Verification

All policies and circulars published here represent binding interbank codes approved by the SLBA Governing Council or regulatory directives issued under Bank of Somaliland oversight.

Binding Interbank Code Directive Ref: SLBA-DIR-2026-04
PDF · 1.2 MB

Somaliland Interbank Electronic Funds Transfer (IEFT) Operating Regulations

Operating rules and settlement schedules governing domestic interbank wire transfers, cutoff times, counterparty liability, and fraud dispute arbitration.

Hay’adda Soo Saartay Central Bank & SLBA Council
Taariikhda Dhaqangalka 01 Oct 2026
Nooca/Cadadka v3.1 (Active)
Xaqiijinta SHA-256 9b21dc04...88ef
Consumer Protection Standard Directive Ref: SLBA-CP-2026-01
PDF · 850 KB

Standardized Schedule of Bank Charges & Tariff Transparency Guidelines

Requires all licensed member institutions to publish transparent, unbundled schedules of fees, card issuance charges, and account maintenance costs.

Hay’adda Soo Saartay SLBA Consumer Affairs
Taariikhda Dhaqangalka 15 Jun 2026
Nooca/Cadadka v2.0 (Active)
Xaqiijinta SHA-256 74d810ae...3341
Prudential Directive Circular: BOS-BSD-2026-09
PDF · 1.6 MB

Anti-Money Laundering & Counter-Terrorist Financing (AML/CFT) Compliance Protocol

Interbank guidelines on enhanced customer due diligence (EDD), beneficial ownership verification, politically exposed persons (PEPs), and suspicious activity reporting.

Hay’adda Soo Saartay Bank of Somaliland (BOS)
Taariikhda Dhaqangalka 01 Jan 2026
Nooca/Cadadka v4.0 (Mandatory)
Xaqiijinta SHA-256 2c88f119...aa72